Olathe, Kansas, Bankruptcy Attorney
If you are considering filing for consumer bankruptcy, we know the decision can be difficult. David S. Adams, our Kansas, credit card debt relief attorney provides consumers with helpful advice based on ethical practices and solid values. Mr. Adams can educate you on the differences between Chapter 7 and Chapter 13 bankruptcy. He will give you the necessary information to decide if bankruptcy is right for you.
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Do you want relief from credit card debt you cannot pay? Do you want to avoid wage garnishment or the threat of foreclosure? Do you want to stop receiving threatening letters and phone calls from aggressive creditors? Contact an Olathe, Kansas, bankruptcy attorney for a free consultation. New bankruptcy law went into effect in October of 2005. The new law changes the requirements to file for bankruptcy, but it is still possible. It is important to hire an experienced personal bankruptcy attorney who can determine if you qualify for bankruptcy under the new "means test."
Chapter 7 Bankruptcy in Johnson County, Kansas
Chapter 7 bankruptcy discharges all unsecured debt. You do not have to pay back any of the unsecured debt, and you will be given a new start on your finances. Non-dischargeable debt does need to be paid back. Non-dischargeable debt includes student loans, child support, and criminal restitution.
Chapter 13 Bankruptcy in Overland Park and Leawood, Kansas
Chapter 13 bankruptcy allows consumers to pay back their debts over a 3-5 year time frame. If you are in danger of losing your house or your car, Chapter 13 may provide a way for you to keep your house and your car. You can avoid repossession and foreclosure. As with Chapter 7 bankruptcy, Chapter 13 bankruptcy does not discharge student loans or child support obligations.
Bankruptcy does lower your credit rating. However, many people who are considering filing for bankruptcy have compromised credit scores. Bankruptcy is a way to eliminate your debt and get back on your feet. Our law firm has seen many success stories come out of filing for bankruptcy. Individuals can often qualify for loans as soon as a year after filing.
The decision to file for bankruptcy is important. To speak with an experienced bankruptcy attorney, contact our Olathe, Kansas, Chapter 7 and Chapter 13 bankruptcy attorney.
Free consultations. Located two blocks from the Johnson County Courthouse.
The Law Office of David S. Adams
303 E. Poplar St.
Olathe, KS 66061
Toll-free phone: (877) 782-5500
Phone: (913) 782-5500
Fax: (913) 782-1383
Email us
The Law Office of David S. Adams serves personal injury, bankruptcy, criminal defense, and family law clients in Olathe, Kansas, including the communities of Lenexa, Merriam, Leawood, De Soto, Spring Hill, Edgerton, Shawnee, Overland Park, Mission, Prairie Village, Kansas City, and throughout Johnson County.
